How Can We Help?

Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. Fox Symes helps over 100,000 Australians each year resolve their debt and take financial control.

If you are in debt and want to know more about the solutions available to you contact us on 1300 361 204.

The following articles provide information to assist and to ensure you are informed when resolving your debt.

Beware of Credit Repair

Beware of Credit Repair

Due to Australia’s rising levels of personal debt, it has become increasingly common to see companie

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How to Budget During the Silly Season

How to Budget During the Silly Season

The Christmas holiday period is one of the hardest times of the year to stay within your budget, wit

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Financial Hardship - Things You Need to Know

Financial Hardship - Things You Need to Know

If you find yourself struggling with debt and unable to pay your bills, most banks and financial ins

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Bankruptcy or debt agreement: what’s the best option?

Bankruptcy or debt agreement: what’s the best option?

Despite your best efforts, are your debts out of control? If you are unable to get your debts unde

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6 Important Habits of Debt Free People

6 Important Habits of Debt Free People

If you’re in control of your finances credit can help you achieve your goals, if you’re not credit c

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How to deal with creditors

How to deal with creditors

Being in a large amount of debt is a stressful situation on its own, but having creditors constantly

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Payday Lenders & Small amount loans

Payday Lenders & Small amount loans

Due to the ease of the internet, small amount loans or payday loans, as they are commonly known, are

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How to Ensure You Can Secure a Home Loan?

How to Ensure You Can Secure a Home Loan?

For many Australians owning their own home remains an impossible dream. Despite record low interest

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How to Get Out of Debt?

How to Get Out of Debt?

With more and more Australians struggling with debt, from mortgages to car loans to credit cards, th

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Is a debt agreement right for you?

Is a debt agreement right for you?

A debt agreement might be your best option to help you take control of your unmanageable debt. Befor

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Creditors are calling me every day. What are my rights?

Creditors are calling me every day. What are my rights?

If you are contacted by a debt collector, you should be cooperative and try to resolve the issue to

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5 Simple Tips for Easier Debt Management

5 Simple Tips for Easier Debt Management

There are steps you can take to manage your debt better. These steps require self-control. Begin Bud

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Tips to Reduce Credit Card Debt

Tips to Reduce Credit Card Debt

Each month thousands of Australians struggle to pay their credit card debt. If you have multiple cre

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What is a Mortgagee in Possession?

What is a Mortgagee in Possession?

The majority of Australians today borrow monies from either a bank or a lending institution to assis

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How Your Credit Report Affects Your Life

How Your Credit Report Affects Your Life

A credit report is simply your credit history. It is a record of the credit applications you have ap

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Australia’s Bill Paying Habits

Australia’s Bill Paying Habits

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3 Methods to Avoid Problems if Interest Rates Rise

3 Methods to Avoid Problems if Interest Rates Rise

Interest rates affect your borrowing. Interest is the amount of money a company makes on any money t

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3 Key Ways Financial Planning Can Help You

3 Key Ways Financial Planning Can Help You

Many Australians have trouble with their finances. Money management and keeping a clean financial re

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How to Fix a Bad Credit Rating

How to Fix a Bad Credit Rating

With bad credit your financial options are not completely gone but they may well be greatly reduced.

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What are Credit Checks & How does it affect you?

What are Credit Checks & How does it affect you?

Whenever you apply for credit of any kind, the loan provider you are borrowing from has the right to

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Benefits of Budgeting & How it Can Reduce Your Debts

Benefits of Budgeting & How it Can Reduce Your Debts

Budgeting is the key to a sound and secure financial future. It is an easy process and it will allow

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A Guide to Bankruptcy Laws

A Guide to Bankruptcy Laws

Are you considering declaring bankruptcy? Knowing the bankruptcy laws will help you make the right d

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How to Claim Bankruptcy

How to Claim Bankruptcy

If you feel you are unable to control your debts and cannot negotiate a reasonable and suitable arra

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Debt Busters: Tips to Help You Eliminate Your Debts

Debt Busters: Tips to Help You Eliminate Your Debts

Debt is one of the foundations of everyday life right now as a result many people are living beyond

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Australia’s Alarming Credit Card Addiction

Australia’s Alarming Credit Card Addiction

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How Can I Consolidate Unsecured Personal Loans?

How Can I Consolidate Unsecured Personal Loans?

Do you have personal loans that are unsecured and need to be paid off quickly? Many people find them

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I Know Someone in Financial Distress: What can be Done to Help Them?

I Know Someone in Financial Distress: What can be Done to Help Them?

Increasingly more people are finding themselves in financial distress and unable to manage their deb

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I Need Financial Help What Are My Options?

I Need Financial Help What Are My Options?

Are you struggling with your debts and unable to meet your repayments to your creditors? Don't worry

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What is a Personal Loan?

What is a Personal Loan?

A personal loan is a smaller and shorter loan than a mortgage and is generally used to finance a car

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What is a loan repayment calculator and how can I best use one?

What is a loan repayment calculator and how can I best use one?

Click here to go straight through to a loan repayment calculator or to learn more about loan repayme

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How to Get Out of Credit Card Debt

How to Get Out of Credit Card Debt

Credit cards offer you a convenient solution at the store checkout. However, credit cards can also p

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What is Problem Gambling & What Assistance is Available?

What is Problem Gambling & What Assistance is Available?

A federal government enquiry into the gambling industry in Australia (1999) stated, "around 2.1% of

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Credit Repair in Australia

Credit Repair in Australia

Credit repair is a process that may assist individuals who are seeking to fix problems with their cr

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What is Debt Negotiation and How Does it Work?

What is Debt Negotiation and How Does it Work?

If you feel like you are in serious financial trouble because your debts are increasing each day rat

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